Owner Operator Insurance
Coverage for solo truckers, built around the truck, freight, operating radius, and contracts that keep the business moving.
Designed for
Independent owner-operators and leased operators
Common needs
Liability, cargo, physical damage, and bobtail
Start with
DOT number, truck details, driver history, and radius
Built for the solo trucker
Start with one important distinction: do you run under your own authority or lease to another motor carrier? That changes which responsibilities you insure yourself and which you need to confirm in a lease.
Bring your lease or customer requirements, truck details, driver history, and the freight you haul. Supreme reviews available markets and explains the differences between liability, cargo, physical damage, and any supporting coverage.
Coverage we arrange
Common questions
Do I need insurance if I'm leased to a carrier?
Review the lease and the carrier's policy first. You may need non-trucking liability, bobtail, or physical damage separately, but these are not interchangeable. Off dispatch does not automatically mean personal use.
How fast can you get me covered?
Timing depends on the market and file quality. We move quickly and keep you updated.
What's the minimum required?
Requirements depend on your authority, vehicles, freight, state, and contracts. Send those details so we can help compare the applicable requirements with the proposed policy.
What should I send for a quote?
Start with your DOT or MC number if issued, VINs and values, garaging address, drivers, freight, routes, and desired start date. Include your current policy and available loss runs if you have been insured before.
Ready to get your quote?
Tell us about your truck and operation, or call directly to discuss the coverage you need.
A quote request does not bind coverage. Availability, limits, exclusions, and effective dates are subject to carrier approval and policy terms.