Trucking insurance guides

Practical answers before you shop trucking insurance.

Simple guides for owner-operators, fleets, new authorities, cargo coverage, and commercial truck insurance pricing.

Safety & Compliance7 min read

Why FMCSA’s English Proficiency Push Matters For Your Trucks, Safety, And Insurance

FMCSA is weighing tougher action on English-proficiency violations, including possible out-of-service orders. Here is what happened, why it matters for safety, and how it can affect inspections, claims, and trucking insurance.

Safety & Compliancetrucking insurancecommercial truck insurance
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Regulations & Compliance7 min read

HOS Exemption Requests Are Back in the Spotlight: What It Means For Your Trucking Operation

Several carriers have asked FMCSA for hours-of-service exemptions, and driver groups are pushing back. Here is what is happening, why it matters for safety and insurance, and what paperwork you should have ready if rules shift.

Regulations & Compliancetrucking insurancecommercial truck insurance
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Trucking Business7 min read

FR8 Solutions Lawsuit: Rate Sheets, Settlements, and What Truckers Should Watch For

A freight broker lawsuit over altered rate sheets and payment promises is a reminder to owner-operators and small fleets: know exactly what your percentage is based on, and keep the right paperwork ready for disputes and insurance reviews.

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Regulatory News7 min read

FMCSA Denies Project GAP CDL & ELD Exemptions: What It Means For Small Fleets

FMCSA refused a small carrier’s request to skip CDL and ELD rules. Here is what happened, why it matters to passenger and niche carriers, and what documents to have ready for insurance and compliance.

Regulatory Newstrucking insurancecommercial truck insurance
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Industry News7 min read

Freight Rates Are Up, But Trucking Jobs Aren’t: What It Means For Your Insurance

Why today’s rising freight rates are not bringing more trucking jobs, and how that shift affects safety records, underwriting, and your next insurance renewal.

Industry Newstrucking insurancecommercial truck insurance
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Regulatory Updates6 min read

FMCSA Reviews ClearView E-Mirror Exemption: What Trucking Fleets Should Know

FMCSA is reviewing an exemption request to let carriers use Transit Solutions’ ClearView E-Mirror camera system instead of traditional mirrors. Here’s what it could mean for trucking safety, compliance, and insurance.

Regulatory Updatestrucking insurancecommercial truck insurance
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Safety & Compliance7 min read

FMCSA Renews CDL Drug & Alcohol Clearinghouse Data Collection: What Trucking Fleets Should Know

FMCSA is renewing its information collection for the CDL Drug & Alcohol Clearinghouse. Here is what happened, why it matters to trucking companies, and the paperwork you should have ready for compliance, audits, and insurance underwriting.

Safety & Compliancetrucking insurancecommercial truck insurance
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Safety & Compliance6 min read

FMCSA Wants English-Proficiency To Be An Out-of-Service Violation: What That Means For Your Fleet

FMCSA has proposed making English language proficiency a formal out-of-service violation for CMV drivers. Here is what happened, why fleets should care, and what to tighten up in your driver qualification files and safety practices.

Safety & Compliancetrucking insurancecommercial truck insurance
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Regulations & Compliance6 min read

Precision Fireworks HOS Exemption Request: What It Signals for Trucking Fleets

FMCSA is reviewing an Hours-of-Service exemption request from Precision Fireworks LLC. Here’s what happened, why it matters for trucking companies, and what safety and insurance documents you should have ready if exemptions become part of your operation.

Regulations & Compliancetrucking insurancecommercial truck insurance
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Regulatory Updates7 min read

FMCSA’s 2026 Technical Amendments: Small Edits, But Don’t Ignore Them

FMCSA issued a 2026 rule making technical, organizational, and correcting amendments to the Federal Motor Carrier Safety Regulations. Here’s what changed, why it matters for trucking companies, and what to review in your safety and insurance files.

Regulatory Updatestrucking insurancecommercial truck insurance
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Regulatory Updates6 min read

CCS Transportation HOS Exemption Request: Yard Moves on Public Roads

FMCSA is reviewing an exemption request from CCS Transportation to count short public-road hops between facilities as yard moves. Here’s what happened, why it matters, and what trucking fleets should have ready if similar HOS changes move forward.

Regulatory Updatestrucking insurancecommercial truck insurance
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Regulatory Updates6 min read

FMCSA Eyes HOS & Vehicle Marking Exemptions for Huntsman Transport: Why It Matters for Your Fleet

FMCSA is taking comments on Colorado Huntsman Transport’s request for exemptions from hours-of-service and CMV marking rules. Here’s what happened, why trucking companies should care, and what to have ready in your files.

Regulatory Updatestrucking insurancecommercial truck insurance
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Safety & Compliance6 min read

FMCSA Denies Epilepsy Exemptions for 18 Drivers: What Fleets Need to Know

FMCSA has denied epilepsy-related medical exemptions for 18 drivers. Here’s what happened, why it matters for trucking companies, and which driver qualification and insurance documents you should have in order.

Safety & Compliancetrucking insurancecommercial truck insurance
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Trucking Insurance News3 minutes

Understanding Recent Exemptions for Drivers with Epilepsy

Important updates regarding driver qualifications and epilepsy exemptions that trucking companies should be aware of.

Trucking Insurance Newstrucking insurancecommercial truck insurance
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Equipment & Safety5 min read

Top 5 Devices Every Trucker Needs in 2026

A practical look at the five devices that matter most in a truck right now — dash cams, ELDs, telematics, TPMS, and smart reefer monitoring — and how each one can affect your insurance file.

Equipment & Safetytrucking insurancecommercial truck insurance
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Trucking Income6 min read

How Much Are Truckers Making Right Now?

A practical 2026 snapshot of truck driver pay, owner-operator gross revenue, freight rates, operating costs, and what it means for trucking insurance decisions.

truck driver payowner-operator incomefreight rates
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Regulatory Update4 min read

FMCSA Denies 52 Driver Exemption Requests Tied to Epilepsy and Seizure Disorders

FMCSA denied 52 exemption applications related to epilepsy and seizure disorders for interstate CMV driving. Here is what trucking companies should know for hiring, driver files, and insurance underwriting.

Regulatory Updatetrucking insurancecommercial truck insurance
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Regulatory Update3 min

FMCSA Grants Seizure-Related Driving Exemptions: What Trucking Companies Should Review

FMCSA approved exemptions for 12 drivers with epilepsy or seizure disorders to operate in interstate commerce. Trucking companies should review driver files, medical documents, and underwriting questions tied to safety history and compliance.

Regulatory Updatetrucking insurancecommercial truck insurance
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Compliance & Underwriting4 min read

FMCSA Renews Seizure-Disorder Driving Exemptions: What Carriers Should Know

FMCSA renewed seizure-disorder exemptions for 13 interstate CMV drivers. Here’s what trucking companies should know for hiring, medical files, and insurance review.

Compliance & Underwritingtrucking insurancecommercial truck insurance
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Regulatory Updates4 min read

FMCSA Grants Driver Exemptions for Seizure Disorders: What Carriers Should Review

FMCSA has approved exemptions for 63 drivers with epilepsy or seizure disorders to operate in interstate commerce. Here’s what trucking companies should know and what insurance documents to have ready.

Regulatory Updatestrucking insurancecommercial truck insurance
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Trucking Insurance News4 min read

FMCSA Moves Forward on CMV Marking Paperwork Review: What Carriers Should Know

FMCSA is moving a commercial motor vehicle marking information request to OMB review. Here is why motor carriers, freight forwarders, and intermodal equipment providers should care, and what insurance paperwork and operations details to have ready.

Trucking Insurance Newstrucking insurancecommercial truck insurance
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Industry News3 min read

FMCSA Renews Hearing Exemptions for Interstate CMV Drivers: What Carriers Should Know

FMCSA renewed hearing exemptions for 28 interstate CMV drivers. Here is what trucking companies should know for driver qualification files, underwriting, and safety questions.

Industry Newstrucking insurancecommercial truck insurance
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Regulatory Update4 min read

FMCSA Seizure Exemption Notice: What Trucking Companies Should Check

FMCSA approved epilepsy and seizure-disorder exemptions for 14 drivers. Here is what trucking companies should know for hiring, file review, and insurance prep.

Regulatory Updatetrucking insurancecommercial truck insurance
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Driver Qualification4 min read

FMCSA Renews Hearing Exemptions for Interstate CMV Drivers: What Trucking Companies Should Know

FMCSA renewed hearing exemptions for 38 interstate CMV drivers. Here’s what that means for carriers, owner-operators, and fleets, plus the insurance and driver-file questions to review.

Driver Qualificationtrucking insurancecommercial truck insurance
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Driver Qualification3 min read

FMCSA Reviews Hearing Exemption Applications for CMV Drivers

FMCSA announced applications from 11 individuals seeking an exemption from the hearing requirement so they can operate commercial motor vehicles in interstate commerce. Here’s what trucking companies should know and what to prepare for insurance and hiring reviews.

Driver Qualificationtrucking insurancecommercial truck insurance
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trucking insurance news3 min read

FMCSA Reviews Seizure Exemption Applications for CMV Drivers

FMCSA announced exemption applications from 12 drivers with epilepsy or seizure disorders who want to operate CMVs in interstate commerce. Here’s what trucking companies should know for driver qualification files, underwriting, and renewal reviews.

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Filing checklistDOT authority, filings, public notice context
Supreme

Insurance insight

New Authority5 min read

Truck Insurance for New Authority

What new trucking authorities should know about filings, liability, cargo, physical damage, and getting ready for carrier review.

New Authoritytrucking insurancecommercial truck insurance
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Safety reviewInspections, carrier files, fleet exposure
Supreme

Insurance insight

Fleets5 min read

Fleet Insurance for 11 to 25 Trucks

A practical guide for small and growing trucking fleets with 11 to 25 trucks preparing for insurance review or renewal.

Fleetstrucking insurancecommercial truck insurance
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Cargo / freightLoaded trailers, warehouse risk, freight claims
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Insurance insight

Cargo4 min read

Cargo Insurance for Reefer Loads

What refrigerated trucking operations should know about reefer cargo exposure, spoilage concerns, and cargo limit conversations.

Cargotrucking insurancecommercial truck insurance
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FMCSA / DOT noticeRoad safety and compliance update
Supreme

Insurance insight

Owner Operators4 min read

Owner Operator Insurance Cost

Why owner-operator truck insurance cost varies and what solo truckers can prepare before requesting a quote.

Owner Operatorstrucking insurancecommercial truck insurance
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Filing checklistDOT authority, filings, public notice context
Supreme

Insurance insight

Requirements5 min read

Truck Insurance Requirements by State

A practical overview of why state, filings, cargo, radius, and authority type affect commercial truck insurance requirements.

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Quote prepPremium factors, truck value, underwriting file
Supreme

Insurance insight

Pricing5 min read

How Much Does Commercial Truck Insurance Cost?

A practical guide to commercial truck insurance pricing, why quotes vary, and what trucking companies can prepare before shopping.

Pricingtrucking insurancecommercial truck insurance
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Driver file reviewOwner-operator documents and eligibility
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Insurance insight

Owner Operators4 min read

Owner Operator Truck Insurance Checklist

A simple checklist for owner-operators preparing liability, cargo, physical damage, bobtail, and non-trucking insurance information.

Owner Operatorstrucking insurancecommercial truck insurance
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Safety reviewInspections, carrier files, fleet exposure
Supreme

Insurance insight

Fleets5 min read

Fleet Trucking Insurance Renewal Tips

How fleets can prepare for renewal shopping with cleaner schedules, driver lists, loss runs, and market presentation.

Fleetstrucking insurancecommercial truck insurance
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Cargo / freightLoaded trailers, warehouse risk, freight claims
Supreme

Insurance insight

Cargo4 min read

Motor Truck Cargo Insurance Basics

What motor truck cargo insurance is, why brokers ask for it, and how freight type and limit selection affect the quote.

Cargotrucking insurancecommercial truck insurance
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Filing checklistDOT authority, filings, public notice context
Supreme

Insurance insight

New Authority5 min read

New Authority Trucking Insurance: First Steps

What new trucking authorities should prepare before getting filings, liability, cargo, and physical damage coverage.

New Authoritytrucking insurancecommercial truck insurance
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